Getting a mortgage for newcomers in Canada is quiet difficult from Banks. Because you are just into Canada, obviously you don't have any credit record, You should not be able to get from Banks. However , there are many lenders that can provide you Mortgages for your very first home. You will have to pay some down payment depend on whether you have a permanent residence status or on non-permanent etc.
- For permanent residence status - 5% Down payment
- For non-permanent - 10% Down payment
You will have to submit your last 6-12 month Bank statement record (origin Country) , reference letters etc.
Best ways to reach these lenders is to reach a Mortgage Broker Agent or Service in your province in Canada.
*** You will get more and accurate details from your mortgage provider.
Emma.