How much is flood insurance in flood prone areas?


5 Answers

Yin And Yang Profile
Yin And Yang answered

I was wondering the same thing. Good question.☺

Toni Pauze Profile
Toni Pauze answered

According to an article I read recently every state is considered to be in a flood zone.  No where could I find a price listed. The best was thousands to tens of thousands depending on what is being insured.  Maybe someone that has it will come along.

PJ Stein Profile
PJ Stein answered

Annual premiums for flood insurance on a single-family one-story home average about $400-$450 nationwide but can be as low as $112 in a low-risk area and more than $2,000 a year in flood-prone areas. provides quick quote charts for rough cost estimates and a location risk calculator .

KB Baldwin Profile
KB Baldwin answered

Best plan- don't live in a flood zone. 

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PJ Stein
PJ Stein commented
Many of the people in Houston that flooded don't live in a flood zone. It was just an inordinate amount of water.

I don't live in a flood zone, Yet I live with in a mile of a river and a block from a lake that is fed by the river. We have had over 80 inches of rain in the last 5 months and the water is high. We average 50 inches in a year.) I am watching Irma very carefully. If it dumps half of what Harvey did, there are going to be some very unhappy people.

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