I was wondering the same thing. Good question.☺
According to an article I read recently every state is considered to be in a flood zone. No where could I find a price listed. The best was thousands to tens of thousands depending on what is being insured. Maybe someone that has it will come along.
Annual premiums for flood insurance on a single-family one-story home average about $400-$450 nationwide but can be as low as $112 in a low-risk area and more than $2,000 a year in flood-prone areas. FloodSmart.gov provides quick quote charts for rough cost estimates and a location risk calculator .
Best plan- don't live in a flood zone.